Ridgewood Savings Bank: A Strong and Secure Financial Partner

Ridgewood Savings Bank: Your Neighborhood Bank for Over 100 Years

Ridgewood Savings Bank: A Strong and Secure Financial Partner

Ridgewood Savings Bank is a trusted mutual savings bank proudly serving the New York metropolitan area since 1921. With an extensive network of over 35 branches throughout the region, Ridgewood Savings Bank offers a wide range of exceptional financial products and services. To meet the unique needs of both individuals and businesses.

Today we are going to learn about one such strong and safe financial partner, Ridgewood Savings Bank, which has been your neighborhood bank for over 100 years.

Unparalleled Expertise and Experience

Experience really matters when it comes to managing your finances. With over a century of dedicated service, Ridgewood Savings Bank has established itself as a trusted and respected name in the financial industry. The bank’s team of experienced financial experts has a deep understanding of the market, enabling us to deliver customized solutions that precisely match your specific needs.

Comprehensive Range of Services

At Ridgewood Savings Bank, the bank takes pride in offering a wide range of services carefully designed to meet the diverse personal and business banking requirements of all its esteemed customers. Whether you are looking for a reliable savings account, a flexible mortgage loan, or reliable business banking services, the bank has you covered. The bank’s diverse portfolio of exceptional products ensures that you can easily find the right fit to meet your financial goals

Personalized Approach to Banking

Ridgewood Savings Bank strongly believes that every individual and business has unique financial aspirations and challenges. Therefore, Ridgewood Savings Bank takes a personalized approach to banking so that we effectively meet your specific needs. The Bank’s dedicated team of Relationship Managers works with you to develop tailored solutions that precisely align with your long-term goals, providing you with the highest level of satisfaction and peace of mind.

Commitment to Security and Privacy

At Ridgewood Savings Bank, we recognize that your hard-earned money deserves the highest level of security and privacy. Consequently, we employ robust security measures to safeguard your financial information. We adhere to industry-leading standards to ensure that your transactions and personal data remain protected at all times, allowing you to conduct your banking activities with complete peace of mind.

Community-Oriented Values

Join us in Making a Positive Impact in our Communities

As a community-oriented bank, Ridgewood Savings Bank is deeply committed to giving back. We actively support and participate in local initiatives and organizations that make a meaningful and positive impact in the neighborhoods we serve. By choosing to bank with us, you actively contribute to the growth and development of the communities we proudly call home.

Award-Winning Customer Service

Experience our Award-Winning Customer Service

Exceptional customer service lies at the heart of everything we do. We take immense pride in going above and beyond to assist our valued customers with their financial needs. Our dedicated team of professionals is readily available to provide personalized guidance, ensuring that you receive the attention and support you deserve throughout your entire banking journey.

Ridgewood Savings Bank Login: Cutting-Edge Online and Mobile Banking

Conveniently Access Your Accounts with Ridgewood Savings Bank Login

In today’s digital age, convenience and accessibility are paramount. That’s why Ridgewood Savings Bank proudly offers a state-of-the-art online and mobile banking platform, enabling you to easily manage your finances anytime, anywhere. From checking your account balance to initiating fund transfers, the bank’s secure and user-friendly interfaces make banking a seamless and pleasant experience.

Ridgewood Savings Bank provides a user-friendly online platform and a mobile app that allows customers to access their accounts with ease. To log in, simply enter your account number and password. If you haven’t created a password yet, you can easily do so online or by contacting our dedicated customer service team.

Ridgewood Savings Bank Interest Rates

Ridgewood Savings Bank offers highly competitive interest rates on various accounts, including checking accounts, savings accounts, and certificates of deposit (CDs). Here are the current interest rates:

Ridgewood Savings Bank Savings Account: 

  • 1.25% APY for balances up to $25,000
  • 0.25% APY for balances over $25,000

Ridgewood Savings Bank Money Market Account: 

  • 0.75% APY for balances up to $100,000
  • 0.25% APY for balances over $100,000

Ridgewood Savings Bank CD Rates: 

  • 3.39% APY for 9 months
  • 3.96% APY for 12 months
  • 4.34% APY for 18 months
  • 3.87% APY for 24 months
  • 4.24% APY for 36 months
  • 4.54% APY for 60 months

Please note that these rates are subject to change without notice. You can find the most up-to-date rates on Ridgewood Savings Bank’s website. To open a CD account with Ridgewood Savings Bank, you will need to have a minimum deposit of $500. There is no monthly maintenance fee for CD accounts.

If you withdraw your money from a CD before the maturity date, you may be subject to an early withdrawal penalty. The penalty amount is equal to 30 days’ interest for terms of less than one year, and 60 days’ interest for terms of one year or more.

Ridgewood Savings Bank’s CD rates are competitive with other banks in the area. If you are looking for a safe and secure way to grow your money, a CD account with Ridgewood Savings Bank is a good option.

Ridgewood Savings Bank Mortgage Rates

Ridgewood Savings Bank offers a variety of mortgage products to suit different needs, including fixed-rate mortgages, adjustable-rate mortgages, and jumbo mortgages. Here are the current mortgage rates:

  • Fixed-rate mortgages: 3.5% – 5.5%
  • Adjustable-rate mortgages: 3.25% – 4.25%
  • Jumbo mortgages: 4.0% – 5.0%

Ridgewood Savings Bank Credit Card

Ridgewood Savings Bank offers two credit cards: the Mastercard® Platinum Rewards and the Mastercard® World Mastercard®. Both cards offer a 0% introductory APR for 12 months on balance transfers made within 60 days of account opening. After the introductory period, a variable APR of 17.99% – 23.99% will apply.

The Mastercard® Platinum Rewards also offers a $50 cash-back bonus once you spend $1,000 on purchases within the first 90 days of account opening. You’ll earn 1% cash back on all purchases, and 2% cash back on gas and grocery store purchases.

The Mastercard® World Mastercard® offers a slightly higher rewards rate: 1.5% cash back on all purchases, and 2.5% cash back on gas and grocery store purchases. You’ll also get a Global Entry or TSA PreCheck application fee credit.

Which card is right for you will depend on your spending habits and how much you value cash-back rewards. If you’re looking for a card with a low annual fee and a straightforward rewards program, the Mastercard® Platinum Rewards is a good option. If you’re willing to pay a higher annual fee for a higher rewards rate, the Mastercard® World Mastercard® is a better choice.

Ridgewood Savings Bank Hours

Ridgewood Savings Bank branches are open Monday through Friday from 9:00 AM to 5:00 PM. Our dedicated customer service line is available Monday through Friday from 8:00 AM to 8:00 PM and on Saturdays from 9:00 AM to 1:00 PM.

Ridgewood Savings Bank Locations

Ridgewood Savings Bank has 35 branches in New York City. Below are some of the many Ridgewood Savings Bank locations in New York. You will find a complete list of all remaining locations on the bank’s website. Please visit the bank’s website where you will find a comprehensive list of all branches of the bank.


  1. 107-55 Queens Boulevard, Elmhurst
  2. 208-24 Cross Island Parkway, Whitestone
  3. 43-14 Ditmars Boulevard, Astoria
  4. 74-25 Grand Avenue, Jackson Heights
  5. 1745 Crosby Avenue, Jamaica


  1. 2360 White Plains Road, Bronx
  2. 214 East 180th Street, Bronx
  3. 1820 Grand Concourse, Bronx
  4. 3217 Jerome Avenue, Bronx


  1. 1592 Flatbush Avenue, Brooklyn
  2. 9001 Kings Highway, Brooklyn
  3. 1230 Coney Island Avenue, Brooklyn


  1. 130 East 57th Street, Manhattan
  2. 1280 Madison Avenue, Manhattan
  3. 750 3rd Avenue, Manhattan


  1. 176 Old Country Road, Carle Place
  2. 145 Mineola Boulevard, Mineola
  3. 1175 Franklin Avenue, Garden City


  1. 1400 Montauk Highway, East Hampton
  2. 113 Main Street, Islip
  3. 101 Montauk Highway, Patchogue


  1. 115 East Post Road, White Plains
  2. 270 North Broadway, Yonkers
  3. 825 Central Avenue, Scarsdale

Ridgewood Savings Bank Careers

Exciting Career Opportunities at Ridgewood Savings Bank

Are you looking for a rewarding career in the banking industry? Ridgewood Savings Bank is always seeking talented and motivated individuals to join our team. Ridgewood Savings Bank is currently hiring for various positions, including Universal Bankers, Customer Service Representatives, Tellers, Loan Officers, Business Banking Relationship Managers, IT Professionals, Human Resources Professionals, and Marketing Professionals. 

They offer a competitive salary and comprehensive benefits package, emphasizing diversity and inclusion as an Equal Opportunity Employer. Career benefits include opportunities for development and advancement, a positive work environment, and community involvement. 

If interested, visit their website to view and apply for open positions. Ridgewood Savings Bank is an excellent choice for those seeking a rewarding career in banking.

Ridgewood Savings Bank Routing Number

Effortlessly Make Electronic Payments with Ridgewood Savings Bank Routing Number

To make electronic payments to your Ridgewood Savings Bank account, you’ll need our routing number. The routing number for Ridgewood Savings Bank is 226071033. This number ensures smooth and secure transactions, allowing you to conveniently manage your finances.

For quick funds transfer, visit any Ridgewood branch during regular banking hours. You can electronically move money between your Ridgewood account and another bank. To receive domestic wire transfers, provide the following details:

Incoming Domestic Wire Instructions:


  • Ridgewood Savings Bank
  • Ridgewood, NY 11385

Routing Number:

  • 226071033

Beneficiary Information:

  • Your Name
  • Your Account Number

Incoming International Wire Instructions:

Sender’s financial institution must have a corresponding bank in the United States

To Credit:

  • Ridgewood Savings Bank
  • Ridgewood, NY 11385

Routing Number:

  • 226071033

To Further Credit Beneficiary Information:

  • Your Name
  • Your Account Number

Outgoing Domestic Wire Instructions:

To Credit:

  • Receiver Bank Name:
  • Receiver Bank Number:

Beneficiary Information:

  • Name
  • Address
  • Account Number
  • Purpose of the wire

Additional information may be required. Wire transfers are subject to applicable terms, conditions, and fees.

Ridgewood Savings Bank Customer Service

Ridgewood Savings Bank offers a variety of customer service options, including:

Contact Center: You can call the Customer Contact Center at (718) 240-4778 Monday-Friday from 7am to 7pm, and Saturday-Sunday from 8am to 2pm.

Telephone Banking: You can also access customer service through Telephone Banking by calling (877) 690-0784. Telephone Banking is available 24/7.

Mobile Banking: You can use the Mobile Banking app to chat with a customer service representative.

Online Banking: You can also contact customer service through Online Banking.
Branches: You can visit your local branch to speak with a customer service representative.

Here are some of the most common customer service issues that Ridgewood Savings Bank can help with:

Account access and security: If you have forgotten your account number or password, or if you need help with fraud protection, you can contact customer service.

Banking transactions: If you have questions about a recent transaction, or if you need help with a wire transfer, you can contact customer service.

Loans and credit cards: If you have questions about a loan or credit card, or if you need help making a payment, you can contact customer service.

Investments: If you have questions about an investment, or if you need help with a trade, you can contact customer service.

If you have a question or issue that is not listed above, you can still contact customer service for help. The representatives are knowledgeable and helpful, and they will do their best to resolve your issue quickly and efficiently.

Ridgewood Savings Bank Review

Trusted and Respected: A Review of Ridgewood Savings Bank

Ridgewood Savings Bank is a well-respected financial institution with a rich history of serving the New York metropolitan area. Our wide range of financial products and services, coupled with our excellent customer service, has earned us a strong reputation among our customers. If you are seeking a reliable and trustworthy financial partner, Ridgewood Savings Bank is an excellent choice.

Additional Information of Ridgewood Savings Bank

  • Ridgewood Savings Bank is a proud member of the FDIC, which means your deposits are insured up to $250,000, providing you with peace of mind.
  • For more information about our products and services, please visit the bank’s official website at www.ridgewoodbank.com.
  • To contact our customer service team, please call (718) 240-4778. Our representatives are available to assist you during business hours.

We hope this article has provided you with valuable insights into Ridgewood Savings Bank and the exceptional financial services we offer. Should you have any further questions or require additional assistance, please do not hesitate to reach out to us. We look forward to serving you and becoming your trusted financial partner.

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